After the offer is accepted, a real estate lawyer takes over. They are not optional. The lender will ask for their name. They make sure the home actually becomes yours — legally and cleanly.
What your lawyer does
- 1Review contractChecks conditions and deadlines
- 2Do a title searchMakes sure no one else owns part of the home
- 3Handle moneyReceives your down payment and mortgage funds
- 4Register titlePuts the home in your name
What you pay
- Lawyer fee$800 – $1,500
- Title search & registration$300 – $600
- Title insurance$200 – $500
- Disbursements$100 – $300
Total typical range$1,400 – $2,900
Some lawyers charge a flat fee. Others charge by the hour. Ask for the all-in number before you hire.
How to pick one
- Do you specialize in residential real estate?
- What is your flat fee, and what does it include?
- Can you meet on short notice if my closing date moves?
- Do you explain things in plain language?
- Can you handle a Filipino family sending gift money from abroad?
When to hire
Hire your lawyer within a few days of your offer being accepted. Waiting until the last week creates stress you do not need. They will also tell you exactly what documents to bring — ID, proof of insurance, bank drafts, and more.
This is general education, not personalized financial or investment advice. Talk to a licensed advisor about your own situation.